Auto Insurance in the UAE

Auto insurance, also known as car or motor insurance, provides protection against eligible risks arising from the ownership and use of an insured vehicle.

Al Buhaira provides comprehensive and third-party liability motor insurance options for eligible vehicles in the UAE, subject to applicable underwriting requirements and policy terms.

Types of Auto Insurance

The main auto insurance options in the UAE are comprehensive insurance and third-party liability insurance.

1. Comprehensive Auto Insurance

Comprehensive insurance may provide eligible protection for damage to your own vehicle together with third-party liability, theft, fire and other insured risks.

Learn more about Comprehensive Car Insurance .

2. Third-Party Auto Insurance

Third-party insurance mainly provides protection against eligible liability for bodily injury or property damage caused to other parties. It generally does not cover accidental damage to your own vehicle.

Learn more about Third-Party Car Insurance .

What Does Auto Insurance Cover?

Depending on the selected policy, coverage may include:

Accidental damage to the insured vehicle
Third-party bodily injury and property damage
Fire and theft where covered
Roadside assistance where included
Personal accident benefits where selected
Agency or approved repair options where applicable

Coverage remains subject to the applicable policy limits, excess, exclusions and conditions.

What Affects Auto Insurance Cost?

Auto insurance premiums may depend on factors such as:

Vehicle make, model, age and value
Driver information and claims history
Comprehensive or third-party coverage
Policy excess
Repair arrangement
Optional benefits

For more information about pricing factors, visit our Car Insurance Calculator .

Auto Insurance, Car Insurance and Vehicle Insurance

In everyday use, auto insurance and car insurance generally refer to insurance for motor vehicles. Vehicle insurance is the broader term that may apply to different eligible vehicle categories.

For more detailed information, visit Car Insurance UAE or Vehicle Insurance UAE .

Get Auto Insurance Online

Eligible customers can provide their driver and vehicle information online, review the available coverage and applicable premium, and complete the available motor insurance process digitally.

Get an Auto Insurance Quote Online

You can also read more about Car Insurance Online UAE .

Documents for Auto Insurance

Emirates ID
Valid UAE driving licence
Vehicle registration or chassis details
Vehicle inspection documents where required
Previous insurance details where available
Additional vehicle documents where requested

Auto Insurance Renewal and Claims

If your existing motor policy is approaching expiry, review your coverage and premium before renewing. Visit Car Insurance Renewal for more information.

Following an accident, obtain the required accident report and notify the appropriate claims channel. Visit Motor Insurance Claims for claims support.

Frequently Asked Questions About Auto Insurance

Ans: Auto insurance provides protection against eligible motor risks such as third-party liability and, under comprehensive insurance, damage to the insured vehicle and other specified risks.
Ans: The terms are commonly used interchangeably for insurance covering cars and other eligible motor vehicles. Vehicle insurance is a broader term that may apply to additional vehicle categories.
Ans: The main options are comprehensive motor insurance and third-party liability insurance, subject to vehicle eligibility and underwriting requirements.
Ans: The premium may depend on the vehicle make, model, age and value, driver information, claims history, selected coverage, excess, repair arrangement and optional benefits.
Ans: Eligible customers can use Al Buhaira's online motor insurance quotation journey to provide their driver and vehicle information and review the available coverage and applicable premium.
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